Financial Governance Transformation Based on a One-Gate Payment System at the Al Khairiyah Foundation in Cirebon

Abstract

This study examines the transformation of financial governance based on the One Gate Payment System at Yayasan Al Khairiyah Cirebon to enhance efficiency, transparency, and accountability. Before implementing this system, financial management was conducted manually, leading to delays in transaction recording, difficulties in financial audits, and potential misuse of funds. This study employs a qualitative method with a descriptive-analytical approach. Data were collected through interviews, observations, and financial document analysis before and after system implementation. The findings indicate that implementing the One Gate Payment System improved transaction recording, accelerated student payment processes, and strengthened financial transparency. The system also reduced human error, although challenges remain, such as high infrastructure costs, staff digital literacy limitations, and resistance to change. To overcome these challenges, the foundation collaborated with Bank Syariah Indonesia (BSI) through the BSI School Platform and conducted training for system users. In conclusion, the One Gate Payment System positively impacts the foundation's financial governance. Regular evaluation, technological feature development, and policy strengthening are necessary to ensure the system's sustainability.